The Affordable Care Act (ACA) has certain changes to some requirements that take effect in 2018. As an employer it is important for you to know how you are defined by ACA to determine if the changes affect you. Is Your Plan Grandfathered? Grandfathered plans are those in existence before ACA was enacted March 23,Continue Reading
A recent survey by Public Opinion Strategies found that small businesses across a wide range of industries and sectors, depend on a variety of business services. Of the small business owners surveyed, more than 65% of the companies utilize payroll and insurance broker services. More than 35% of respondents indicated the company uses human resourceContinue Reading
Remember the days of the family doctor making a house call? Neither do I. My experience with doctors has been making an appointment, sometimes weeks in advance. Taking off work at the most inopportune time. Fighting traffic to drive across town. Looking for a parking place. Still looking for a parking place… Wandering around aContinue Reading
Open enrollment is a time to review and make changes. A time to make sure you and your employees are ready for anything. As an employer, you have selected the best providers and now your employees have an opportunity to select from among medical, dental, vision, and other protection products to make sure they andContinue Reading
Everything happens at once! Doesn’t it feel like that during 4th Quarter? Not only are companies busy wrapping up the year, trying to meet goals and prepare for next year, but employees will soon be wrapping up in blankets at football games, wrapping twine around the turkey to roast or deep fry it, and wrappingContinue Reading
New federal rules that control when workers are paid overtime wages are changing what it means for employees to be “on the clock.” For Texas businesses, the changes signal a whole new set of regulatory compliance challenges come December 1, 2016. Overtime pay is common among hourly employees, who typically earn time-and-a-half wages for hoursContinue Reading
Karlyn Borysenko has seen a lot of hard places to work. A consultant studying for her PhD in organizational psychology, she gets asked to go in, diagnose, and tell business leaders the truths about their work cultures they don’t want to hear. Even at companies where positivity is policy, she often finds leaders’ efforts lacking.Continue Reading
A happy worker is a productive worker, common sense says, but despite some studies that claim to reveal this correlation, over 70 years of research has not yet proved the axiom true. Little wonder: It’s a tough thing to measure. These are subjective concepts, after all. What it means for an employee to be “happy” andContinue Reading
Only a fool would walk away from free money, especially if that money adds up to tens of thousands of dollars over a career. But the reality is that most employees don’t invest enough in their retirement plans to reach their goals. One-third of employees fail to participate in company-sponsored 401k plans when offered. AndContinue Reading
One part of the Affordable Care Act (ACA) that has business owners shifting toward offering more voluntary benefits is the Cadillac Tax. Due to go into effect in 2018, this 40 percent levy on “high cost” health care plans was created to offset the costs of the ACA. Exposure to the tax is based onContinue Reading
Thanks to changes in workplace law and economic pressures raising health care costs, employers are now leveraging the workplace to improve employee health more than ever before. Today’s workplace wellness programs offer more than just fruit in the vending machines; they take direct aim at employee’s blood pressure, cholesterol, body-mass index and smoking habits. 10Continue Reading
Insurance costs are increasing and employers are feeling the sting. To save costs, many businesses are increasingly doing the exact thing insurance is designed to avoid: self-funding their own benefits programs. One painful reform having a large impact on workplace benefits is the Cadillac Tax, which is designed to help fund the Affordable Care ActContinue Reading
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