You're not alone...

Deductibles, coinsurance, co-pays, out-of-pocket maximums…it’s hard to choose the right benefits plan for your workforce. Our team takes a consultative approach to guide you through the process of selecting the benefits that will best fit the needs of families entrusted to you.

Once selected, we’ll explain the benefits plan to your employees, help guide them in making the right decisions, and assist them throughout the enrollment process.





Voluntary Options

Medical and Prescription Drug Insurance

We understand that, for many people, satisfying your family’s healthcare needs is the first thing you look for in your benefits package. UniqueHR is pleased to offer up to six health plan options through Aetna. No matter where you live, you may take advantage of the expansive provider networks and discounts arranged by the Aetna Open Access Managed Choice POS providers around the country. In most cases, you should not have to file claim forms or pay anything except your copayments, deductibles, etc. When you need convenient treatment for common illnesses and injuries, but your doctor’s office is not open, or you need to be seen quickly, Walk-in Clinics provide simple, nonemergency services to walk-in patients for an affordable copay.

Plus, 24-hour Informed Health® Line lets you talk on the phone to a registered nurse who can provide information on more than 5,000 health topics. The service is at no extra cost and you and your family can use the service as many times as needed


Teledoc gives you access to licensed doctors, dermatologists, and behavioral health practitioners anywhere for an affordable copay. Access to quality healthcare from the comfort of home, during your lunch break, or while traveling. You can even get a prescription sent to your local pharmacy, when medically necessary.

Prescription Drugs

Value, generic, and brand name prescription drug are available from a large pharmacy network or the mail order program to keep your costs low; or you have the option of utilizing a non-network pharmacy at a slightly higher cost.

Aetna Website

The Aetna member website makes it easy to find care, manage claims, see coverage and costs, manage prescriptions, and stay healthy. or download the Aetna Health app. The app also gives you cost estimates before you get care, tracks spending and progress toward meeting your deductible, check HSA account balances, and gives you access to your member ID card whenever you need it.

Employee Assistance

Employee Assistance Program (EAP) offers employees the resources and tools to manage their personal lives when challenges occur outside of their work space. Employers have taken an aggressive approach to help employees balance their needs because employers know that their employees are more likely to be engaged and productive at work when he or she is offered a personal resource.

Aetna Discount Program makes discounts available through your health plan:

  • Gym memberships and home fitness and nutrition products
  • Acupuncture, chiropractic, massage therapy
  • Hearing exams and hearing aids
  • Weight-loss programs
  • Eye care products and services
  • Travel, tickets, electronics, home, auto
  • Family care, wellness, dining and more

Voluntary Dental Plan

Aetna provides a comprehensive dental plan for you and your eligible dependents. Preventive, Basic and Major services are covered as well as Orthodontics (braces) for your dependent children prior to their 20th birthday.

The dental plan pays a specified amount for covered dental expenses when you receive dental care in-network. In-network providers have agreed to provide services to participants at reduced or contracted fees. The plan will pay the same amount to a non-network provider; however, non-network providers have not agreed to the reduced fees, therefore, the remaining balance is the participant’s responsibility.

Voluntary Vision Plan

Our voluntary vision coverage is offered through Aetna. Each eligible employee may elect to participate in the voluntary vision plan and the employee pays the full cost of the coverage. In-network services are primarily copays and out-of-network benefits are based on a reimbursement schedule.

Periodic eye examinations are an important part of routine preventive healthcare. Early diagnosis and treatment are important for maintaining good vision and preventing permanent vision loss. Eye exams can detect symptoms of diseases such as diabetes, hypertension, multiple sclerosis, brain tumors, osteoporosis and rheumatoid arthritis.


Voluntary Term Life Insurance

UniqueHR also offers its employees and client companies access to voluntary supplemental insurance benefits.

Voluntary Disability Insurance

Short-Term Disability (STD) insurance will help protect your family’s financial security in the event that you become disabled. It is a paycheck replacement of sorts, while you are experiencing an illness or non-work related injury that prevents you from working as long as you meet the policy’s definition of disability. Dearborn National offers this voluntary coverage. The cost of the coverage depends upon your earnings and your desired benefit amount.

Long-Term Disability (LTD) is designed to replace a portion of your monthly salary in the event of a covered, extended period of disability due to a non-work related injury or illness. LTD integrates with and begins after STD benefits have been exhausted. To prevent over-insurance, benefit payments are reduced by deductible sources of income. The cost of the coverage depends upon your earnings, your desired benefit amount and your age.

Term Life Insurance

Enables you to tailor coverage for your individual needs and helps provide financial security for your family members. You still get the convenience of premium payment through payroll deduction and may have the ability to take the coverage with you if you change jobs or retire.

Term Life Insurance

Disability Insurance

Provides income replacement to help make ends meet if you become disabled from a covered non-work-related accident or illness.

Disability Insurance

Accident Insurance

Helps offset the unexpected medical expenses, such as emergency room fees, deductibles and copayments that can result from a fracture, dislocation or other accidental injury.

Accident Insurance

Cancer Insurance

Helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans do not cover. This coverage also provides benefits for specified cancer-screening tests.

Cancer Insurance

Hospital Confinement Insurance

Provides benefits for hospital confinement and outpatient surgery to help offset any gaps. These coverages may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable.

Hospital Confinement Insurance

Critical Illness Insurance

Compliments your major medical coverage by providing a benefit that you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy.

Critical Illness Insurance

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From businesses of 5 to 500 or more, we scale beautifully to fit your needs. Get in touch, we will call you.

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