Deductibles, coinsurance, co-pays, out-of-pocket maximums…it’s hard to choose the right benefits plan for your workforce. Our team takes a consultative approach to guide you through the process of selecting the benefits that will best fit the needs of families entrusted to you.
Once selected, we’ll explain the benefits plan to your employees, help guide them in making the right decisions, and assist them throughout the enrollment process.
We understand that, for many people, satisfying your family’s healthcare needs is the first thing you look for in your benefits package. UniqueHR is pleased to offer up to six health plan options through Aetna. No matter where you live, you may take advantage of the expansive provider networks and discounts arranged by the Aetna Open Access Managed Choice POS providers around the country. In most cases, you should not have to file claim forms or pay anything except your copayments, deductibles, etc. When you need convenient treatment for common illnesses and injuries, but your doctor’s office is not open, or you need to be seen quickly, Walk-in Clinics provide simple, nonemergency services to walk-in patients for an affordable copay.
Plus, 24-hour Informed Health® Line lets you talk on the phone to a registered nurse who can provide information on more than 5,000 health topics. The service is at no extra cost and you and your family can use the service as many times as needed
Teledoc gives you access to licensed doctors, dermatologists, and behavioral health practitioners anywhere for an affordable copay. Access to quality healthcare from the comfort of home, during your lunch break, or while traveling. You can even get a prescription sent to your local pharmacy, when medically necessary.
Value, generic, and brand name prescription drug are available from a large pharmacy network or the mail order program to keep your costs low; or you have the option of utilizing a non-network pharmacy at a slightly higher cost.
The Aetna member website makes it easy to find care, manage claims, see coverage and costs, manage prescriptions, and stay healthy. Aetna.com or download the Aetna Health app. The app also gives you cost estimates before you get care, tracks spending and progress toward meeting your deductible, check HSA account balances, and gives you access to your member ID card whenever you need it.
Employee Assistance Program (EAP) offers employees the resources and tools to manage their personal lives when challenges occur outside of their work space. Employers have taken an aggressive approach to help employees balance their needs because employers know that their employees are more likely to be engaged and productive at work when he or she is offered a personal resource.
Enables you to tailor coverage for your individual needs and helps provide financial security for your family members. You still get the convenience of premium payment through payroll deduction and may have the ability to take the coverage with you if you change jobs or retire.
Provides income replacement to help make ends meet if you become disabled from a covered non-work-related accident or illness.
Helps offset the unexpected medical expenses, such as emergency room fees, deductibles and copayments that can result from a fracture, dislocation or other accidental injury.
Helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans do not cover. This coverage also provides benefits for specified cancer-screening tests.
Provides benefits for hospital confinement and outpatient surgery to help offset any gaps. These coverages may not be available in all states; product benefits vary by state. Policies have exclusions and limitations that may affect benefits payable.
Compliments your major medical coverage by providing a benefit that you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy.
From businesses of 5 to 500 or more, we scale beautifully to fit your needs. Get in touch, we will call you.